Issue of security and guarantees

Xloan Guarantees makes it possible to cover all your guarantee management needs, including simple or joint and several guarantees, regulated guarantees and redeemable guarantees etc.

Xloan Guarantees makes it possible to cover all your guarantee management needs, including:

• Joint and several guarantees
• Simple guarantees
• Regulated guarantees
• Redeemable guarantees.

Xloan Guarantees therefore makes it possible to cover all of your business requirements:

• Efficient credit granting management/credit risk analysis, and surety decisions in line with your practices
• Management of sureties received
• Inclusion of counter guarantors and co-guarantors
• Management of calls on guarantees
• Management of extensions
• Billing of guarantee fees and other expenses: flat rate, periodic, guarantee fund
• Recovery management
• Management of accounting and statutory treatments

While benefiting from:

• Ability to grant guarantees within a very short period
• Online subscription
• Dematerialisation of messages sent
• Ability to transfer the guarantee smoothly and at no extra charge
• A digital space to communicate and exchange documents with beneficiaries
• Event-driven management making it possible to automate the sending of email and SMS
• Appropriate dashboards

As well as being perfectly suitable from a functional point of view, Xloan Guarantees can be easily integrated in your organisation’s technical and application environments